Gardena Payday Loan

Have you ever been billed for merchandise you returned or never received? Has your credit card company ever charged you twice for the same item or failed to credit a payment to your account? While frustrating, these errors can be corrected. It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA).

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Here are three tips to help you prevent credit problems with your credit card. First, always sign your cards as soon as they arrive. Second, carry your cards separately from your wallet, in a zippered compartment, a business card holder, or another small pouch. And third, keep a record of your account numbers, their expiration dates, and the phone number and address of each company in a secure place.

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